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Knowledge Base

Real Estate Investor: Will student loans stop me from getting a home loan?Will student loans stop me from getting a home loan?

i am about to gain a $13000 debt in student loans. in about 6 months we are applying for a home loan. will that student loan be applied to my debt to owe ratio? will it be a factor when applying for a home loan?. when applying for a home (real estate investor)

Home Loans: Does a business degree teach to a Real Estate Investor?Does a business degree teach to a Real Estate Investor?

if i want to be a real estate investor, should i major in business? "no" why not?. you would probably be better off taking a lot of carpentry and other repair courses. knowing how to fix things and knowing how to evaluate whether a house is a gem or a (home loans)

Land Investment: Is part of the job of financial advisors to predict the stock market's and economy's directions?Is part of the job of financial advisors to predict the stock market's and economy's directions?

financial advisors help people create a diversified portfolio based on their client's age, ets, risk tolerance, and retirement goals. should they also try to predict such factors as the long term 1 year out and farther interest rates, stock market performance, bubbles such as housing and the nasdaq, etc. , (land investment)

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Knowledge Base: Home Purchase

Home Refinance: It is a buyer's market I understand that. Home equity loans, how do they work?It is a buyer's market - I understand that. Home equity loans, how do they work?

if i purchase a home for $300, 000, but it is appraised for $350, 000, will i have automatic built - in equity that i can use to consolidate $12, 000 in school loans and credit card debt? or, will i still have to pay down some of the p&i (home refinance)

Home Equity Line of Credit: Home Refinance?Home Refinance?

if you have a derogatory account on your credit report, will a mortgage company require you to pay it before allowing a refinancing loan? i have a decent credit score. not that i know of. it depends. judgments generally must be paid off, unless you're on a repayment plan. collections, (home equity line of credit)

Home Equity Line of Credit: home refinance?home refinance?

bankrate.com is a good place to start and fine out what is out there. two key things, do not pay any upfront points and get a fixed rate on the loan. also, check your credit rating first, if there are problems there, no way you will get a loan. good (home equity line of credit)

Home Mortgage: What happens to your home mortgage when you die?What happens to your home mortgage when you die?

is it possible for a home mortgage to dissolved upon the home owner or borrowers death? i figured the estate or family is responsible but what if the home has no next of kin or goes to the state or something. question has come up a few times in conversation. (home mortgage)

Home Purchase: Should I include my student loans in a home refinance?Should I include my student loans in a home refinance?

we are about to refinance our home at 3. 85% for a 15 - year loan. we have 40k of student loans at 5. 75%. including this amount in our mortgage will not get us to the point where we will have to pay pmi. is this a good idea? (home purchase)

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Knowledge Base: Home Equity Line of Credit

Home Equity Line of Credit: Can I Use A Home Equity Line Of Credit To Purchase Another Home?Can I Use A Home Equity Line Of Credit To Purchase Another Home?

i want to open a home equity line of credit. i have a hundred percent equity in my house and an excellent credit rating. i am planning on moving, but would like to buy another house first, and then sell my current house which would sell for a higher price (home equity line of credit)

Home Equity Line of Credit: What is Home Equity Credit Line of Credit HELOC, whst is advantage disadvantage of that?What is Home Equity Credit Line of Credit HELOC, whst is advantage disadvantage of that?

what is home equity credit line of credit heloc, whst is the advantage and disadvantage of that?. it is taking a loan out against the amount of your home you own. the downside is that you risk your home if you default on the loan. the advantage is that it (home equity line of credit)

Home Equity Line of Credit: What is the best type of loan to get? a home equity line of credit or a home equity loan? I want to pay o?What is the best type of loan to get? - a home equity line of credit or a home equity loan? I want to pay o?

is it better to get a home equity loan, or a home equity line of credit? i want to pay off my credit card debt. it would depend on who you do the loan with. if it's a good product i'd recommend the line of credit. one advantage is you (home equity line of credit)

Home Equity Line of Credit: Should I a home equity line of credit to pay my mortgage to eliminate PMI?Should I a home equity line of credit to pay my mortgage to eliminate PMI?

my husband and i are currently paying pmi private mortgage insurance on our mortgage. we have no second mortgages. i know we need twenty percent equity in order to eliminate pmi, but i do not think we're quite there. is taking out a home - equity line of credit to (home equity line of credit)

Home Equity Line of Credit: What is typical point a home equity line of credit?What is typical point a home equity line of credit?

does anyone know the typical point for a home equity line of credit ? by point, i mean the up - front fee that is proportional to the credit limit. so if the term asks for 5 points 5% and the line of credit is $100, 000, there is a (home equity line of credit)

 
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